Grant and Loan Information

CHIP: Columbus Housing Improvement Program

The City of Columbus is committed to supporting local homeownership. This program provides an opportunity for eligible homeowners to apply for grant funding up to $20,000 to fund needed home repairs and improvements. For those who meet the below outlined program criteria, this grant opportunity can be used for eligible activities such as roof & HVAC repairs and replacements, ADA modifications and more. CHIP supports homeowners with 80% AMI or below. CHIP 2.0 supports homeowners with 120% AMI or below.

CHIP Programs

PACT: Providing Affordable Construction & Transformation

As part of the City’s ongoing commitment to affordable housing programs and initiatives, we are excited to offer a new tool to our community in the form of the PACT Program. This program seeks to incentivize home building projects that directly meet the needs identified in the 2024 Housing Study. By focusing this program on vacant lots and sites targeted for demolition, we can expand our effort to increase housing density and support growth in existing affordable neighborhoods.

PACT Program

Columbus Small Business Loan Program

The Columbus Small Business Loan Program has funding available from the United States Department of Agriculture – Rural Development for small and emerging private business enterprises located, or locating within the corporate limits of the City of Columbus.

Columbus Small Business Loan Program